The Bank of Dave 2: Lone Ranger is now available for Netflix subscribers to view. The eagerly awaited follow-up was released this morning on the streaming service.
Bank of Dave, which was first launched in 2023, was a huge hit with viewers. The fact that a sequel was approved so quickly and has already been released two years later is not surprising.
Rory Kinnear returns to his role as Dave Fishwick, the real-life figure who served as the inspiration for both films’ plots. However, what percentage of the film is based on factual events?
Is Bank of Dave 2 a true story?
Known as “true-ish,” the first movie was based on the actual events of Dave Fishwick, who founded Burnley Savings and Loans following the financial crisis of 2007–2008.
As part of the transition to the film industry, the Manchester Evening News stated in 2023 that although the movie is based on real events, the filmmakers used some artistic license.
Sir Charles Denbigh was a fictional character created for the movie, according to Radio Times.
Netflix is once again marketing Bank of Dave 2 as a “true-ish” story, and the sequel was released on streaming services today, January 10.
Two years after establishing the first community bank in Britain, Dave Fishwick faces off against Payday Loan Companies, a rival even more deadly and powerful than the large banks, according to the synopsis.
Oliver, a local Citizen’s Advice counselor, and Jessica, an American investigative journalist, are enlisted by Dave to support his cause.
They set off on an adventure together that will ultimately lead them to the United States and assist in the overthrow of a whole sector of unscrupulous businesses.
The 2014 Dave: Lone Ranger television series on Channel 4 was based on Dave Fishwick’s real-life inquiry into payday loans.
The documentary’s production company, Finestripe, claims that he embarked on a mission to “find the payday lenders so he can pay them what they’re owed and transfer people’s debts to his bank to let them rebuild their lives.”
Dave Fishwick’s work against predatory money-lending organizations in the 2010s served as the main inspiration for the plot. Dave and his “right-hand man,” David Henshaw, are the main subjects of the follow-up.
Dave told the Lancashire Telegraph about his real-life experience, “David H and I decided to go after [the lenders]. I’d met people who’d tried to run away from home because of the terrible things that were happening to them through the payday loan industry.
“David H and I decided to get in touch with these people [who were writing us letters] as we could probably give them a much cheaper loan, and then I’d pay this loan back to the payday loan companies. People were bursting into tear
“It was emotional. So I set off to London to find these payday loan companies. I’m banging on doors.
“Some of them are just cupboards with a telephone number. They were hiding. They actually would not take the money back.
“They prey on the poor and vulnerable, and the movie catches that brilliantly.”
Although the story’s general plot points are accurate, some of them were made up or exaggerated for the movie.
One of these was a performance by the rock group Def Leppard, who played at a charity concert in the movie. This was a complete fabrication, based only on the fact that Fishwick is a major fan.
Dave’s application to become a bank subject to official regulation is arguably the biggest shift. In reality, Dave’s application has yet to be accepted, and Burnley Savings and Loans Limited is still not a bank.
You can watch Bank of Dave 2: The Lone Ranger on Netflix right now.