Angela Lloyd, a woman from St. Helens, and her partner, Lee Phillips, have been jailed for a large-scale benefits fraud totalling around 270,000 euros. The couple used fake names, invented medical conditions, and made false claims to claim benefits over many years, unlawfully.
Angela Lloyd, 58, was found to have fraudulently claimed nearly 170,000 euros since 2012. She lied about her job situation, claiming to be a full-time carer for her partner while working under different names at a care agency and Tesco. She also fabricated a tenancy agreement for a caravan that did not exist, which helped her claim over £ 71,000 in housing benefits from West Lancashire Borough Council.
Additionally, Lloyd falsely claimed that her teenage son had serious medical conditions and that he had a deceased career. These lies allowed her to receive nearly 10000 euros in disability living allowance and other payments for her son, as well as over 13500 euros in benefits for her own supposed care needs.
Lee Philips, 54, also benefited from the fraud, claiming more than 100,000 euros in welfare payments between 2018 and 2023. He exaggerated his medical conditions and care needs, claiming he was unable to do anything for himself to get informed of the council that Lloyd had moved in with him, allowing him to claim housing benefits and council tax reductions as if he lived alone.
At Liverpool Crown Court on May 27, 2025, Angela Lloyd pleaded guilty to seven counts of fraud by false representation and was sentenced to two years in prison. She was emotional during sentencing, shouting “Oh my God” as the verdict was read. Lee Phillips pleaded guilty to four fraud-related charges and was sentenced to 20 months in prison. Both were seen wiping away tears in court.
Judge Simon Medland KC condemned the couple’s actions, saying they committed a “substantial and determined fraud on the public purse” driven by “personal greed.” He emphasised the seriousness of defrauding public benefits meant for those in genuine need and stated that the system relies on honesty. The judge stressed the importance of punishment and deterrence for such crimes.
Phillips’ lawyer highlighted his significant health problems, including diabetes, kidney failure, heart issues, and mental health conditions. He now uses a wheelchair and receives daily care. His defence argued that he would be vulnerable in prison and claimed that his original benefit claims were legitimate before his involvement with Lloyd.
Angels Lloyd has a history of dishonesty offences dating back to the 1980s, with her last conviction in 2012. Her defence acknowledged her past but noted she accepted responsibility for the fraud, remained employed, and was making repayments. Lloyd also continues to have caring responsibilities for her son.
This case highlights the ongoing challenge of benefits fraud and the importance of safeguarding public funds intended for those who truly need support.