Do you have an account with Halifax Bank and wish to close it? You must first ascertain the reasons behind closing the account.
Closing a Halifax Bank Account is a simple process that takes only a few minutes.
Before closing an account, it is crucial to comprehend the bank’s policies.
Furthermore, to permanently close the account, you might be required to pay further fees.
Today a maximum number of banking operations are run online. As a result, using the bank’s online portal or mobile app, you can easily open or end an account.
In Halifax’s instance, you must meet specific requirements to close online. There are several procedures and requirements for savings and other bank accounts.
You should know how to close your Halifax account if you’re considering banking elsewhere. In this post, we’ll explain the quickest and most straightforward method for terminating a Halifax account.
Contents
Conditions for Closing Your Bank Account in Halifax
Customers in Halifax might wish to keep banking with other institutions. Let us explain the procedure to you first, though, before you terminate your account.
The closure form can be completed in person at the branch or via mail. Only savings accounts that meet certain requirements are eligible for online closing. They are:
The account must have a variable interest rate.
The same bank (in this case, Halifax) has several accounts.
Balance in account: 0 to £5.
Steps to Close a Halifax Account
Your Halifax Bank account type will determine how to close it. Review the closure guidelines below.
1. Close a Halifax Account Online (only for savings accounts)
Wondering How to Close a Halifax Account Online? Here are some guidelines to follow:
Step 1: Log into your Halifax account exclusively online (closing your account cannot be done through a mobile banking app).
Step 2: The second step is to navigate to the Accounts Services area on the homepage.
Step 3: Select “Close Account.”
Step 4: Verify all of the information you supplied.
Step 5: Explain why the bank account was closed.
Step 6: Send the Request for Closure.
The entire procedure will take one day to complete. When you check the status the following morning, you may therefore be sure that the account has been closed.
2. Close a Halifax Account By Post
Writing to Halifax to request the closure of your selected account is an additional choice. Any kind of Halifax bank account can be closed by the postal service. For this, you need to appeal to the bank.
Only in cases when it is not possible to visit the branch in person can the application be sent via postal mail. Provide the bank authorities with the application, mentioning your account information and the reason for the closure.
You can send your letter here:
Halifax
Account Closure Team
PO Box 548
Leeds LS1 1WU
United Kingdom.
You will get an answer soon. But when you receive the response, kindly verify if it is closed. Consult the bank manager at the nearby branch if you don’t hear back.
3. Close a Halifax Account Within the Branch
Closing an account through the local branch is one of the most important and legitimate methods. The actions are as follows:
Step 1: Find the Halifax Bank location where you hold an account. To request that your account be closed, you can go in person to your nearest Halifax branch.
Step 2: Fill out the appropriate form and submit your request to close your account.
Step 3: Discuss with a bank representative and follow all the guidelines.
Step 4: After you finish all the requirements, your account will be closed.
Closing an account at the branch does not require a separate appointment. When you submit a closure request, bank professionals are available to assist you right away.
Furthermore, if there are no outstanding balances in your bank account, you won’t be charged. To eliminate service interruptions, you can switch to the Current Account Switch Service.
Additionally, during the post-closure period, you have seven days to finish the switching procedure. Also, you have the option to move the account to a different bank or the same one.
FAQ
Does closing a Halifax Bank cost any fees?
Halifax often doesn’t charge you anything to terminate your account. However, if you want to close a fixed-term account early, you will have to pay 90 days’ worth of gross interest.
How should I proceed?
To solve any issues with closing a bank account, contact your Halifax Bank branch. You can dial (03457263646) or visit the branch to know more. You can also reach out to the bank through its website.
Can I use the phone to close my Halifax bank account?
To close your current account, Halifax advises utilizing one of the two methods mentioned above, although you can also initiate the procedure over the phone.
You can ask for a form to be delivered to you by calling customer care at 0345 720 3040. You must complete filing the form and return it.
Conclusion
We hope you learned enough about closing your Halifax Bank account from this guide. Please visit the bank’s official website at www.halifax.co.uk if you still have questions.
Additionally, the bank’s representatives will provide you with all the information after you visit the location. Each account has its own set of closure rules that you need to understand.
Bank visits and postal applications are the two most popular methods for closing your Halifax Bank account. Customers who have savings accounts, however, have the option to close them online.
Without a fact, it is simple, and you can delete the account with a few clicks. You must, however, correctly complete the required information with all the correct details if the account is current or overdraft.